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MAGNARA GLOBAL
Personal & Business Funding
Reference
Bank-Grade Encryption
Section 01 of 09 · Personal Identity

Personal identity

Guarantor · Legal Name · Date of Birth · SSN

14%
Legal Identity
Required
Must be 18–100 years of age
Required
Transmitted securely · Encrypted in transit
Valid email required
Required
Residential Address
Street, city, state, ZIP
Required
Employment · Income · Banking
$
$
Personal + business combined
Qualification Benchmark
  • 680–720+ FICO preferred across all three bureaus
  • Minimum 3–4 active tradelines in good standing
  • No recent major derogatories (BK, judgment, foreclosure)
Personal Documents
Identity · Credit · Banking · Tax

Government-Issued ID Required

Driver's License or Passport · PDF/JPG/PNG

Utility Bill (Address Verification)

Recent · Within 60 days · PDF/JPG/PNG

Experian 3-Bureau Credit Report

Full tri-merge preferred · PDF only

Personal Bank Statements

Last 2–3 months · Multiple OK · PDF

Personal Tax Returns

Last 2–3 years · Multiple OK · PDF

Pay Stubs / W-2s (if applicable)

Most recent · Multiple OK · PDF/JPG/PNG

Business Profile
Entity · Revenue · Structure
Business Information
Required
Revenue & Performance
$
$
$
Business Documents
Formation · Banking · Financials · Tax

Articles of Organization / Incorporation

Formation documents · PDF

EIN Confirmation Letter

IRS CP-575 or 147C · PDF/JPG/PNG

Certificate of Good Standing

From state of formation · PDF

Business Bank Statements

Last 3–6 months · Multiple OK · PDF

Business Tax Returns

Last 2–3 years · Multiple OK · PDF

YTD Financials (P&L + Balance Sheet)

Current year-to-date · PDF or Excel

Business Debt Schedule

All outstanding obligations · PDF or Excel

AR / AP Aging Reports

Receivables & payables · PDF or Excel

Funding Request
Amount · Structure · Timeline · Purpose
$
Required
Required
Review Snapshot
Timeline & Process

Initial underwriting feedback is typically returned within 24–72 business hours of receipt of documentation. A senior member of the Magnara desk will contact you to review next steps.

Personal Financial Statement
Enter balances as of today. All values are confidential and used solely for underwriting.
Assets
$
$
$
$
$
$
$
Liabilities
$
$
$
$
$
$
Total Assets$0
Total Liabilities$0
Net Worth$0
Liquidity Ratio
Income Profile — annual
$
$
$
Preliminary Capital Estimate
Generated from the information you've provided. This estimate is a non-binding indication of facility size and pricing range our desk typically places for comparable profiles.
Indicative Facility Range

Your profile maps to the following capital band

$— – $—
Based on your declared revenue, EBITDA, collateral profile, and transaction structure. Firm terms will be issued after full underwriting, credit pull, and documentation review.
Indicative Rate
Typical Term
Likelihood Score
Soft Pre-Approval · No Hard Credit Pull

This is a soft pre-approval indication only — a preliminary assessment based on the information you provided. It is not a binding pre-approval, loan commitment, or offer of credit. No hard credit inquiry has been initiated. The indicated range reflects typical pricing for business lines of credit and term loans at comparable revenue/credit profiles. Final terms are subject to full underwriting, bank-statement review, hard credit pull, tax-return verification, and applicable lender guidelines.

Experian Credit Access
Required for All Applications — To pull your tri-bureau credit report, please provide your Experian.com login credentials. Your information is submitted securely and used solely for credit review purposes.
Required
Required
4 digits required
Required
1 / 9

Intake Received

MG-XXXXXXXX

Your combined personal & business funding intake has been securely transmitted to the Magnara underwriting desk.

  • A confirmation email is on its way to the address you provided.
  • A senior member of our team will reach out within 24–72 business hours.
  • You may resume this file at any time using your reference token above.